2025 401k Catch Up Contribution Limit Over 60. CatchUp 401(k) Contribution Limits Mercer Advisors So, that's a maximum of: o $77,500 including catch-up contributions for those over 50 years old New SECURE 2.0 Super 401(k) Catch-Up Contribution for Ages 60-63.
401(k) limits, 'super catchup' contributions, increase in 2025 CPA Advisory Group from cpaagi.com
The 401k Contribution Limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution plan to $71,000, catch-up contribution to $8,000 for the age 50 or above and 12,000 for the age 60-63. This "super catch-up contribution" allows you to save 50% more than the regular catch-up amount
401(k) limits, 'super catchup' contributions, increase in 2025 CPA Advisory Group
Section 109 of SECURE 2.0 increases the catch-up limit for individuals aged 60-63 to the greater of $10,000 or 150% of the regular catch-up limit ($11,250 for 2025) Therefore, participants in most 401(k), 403(b), governmental 457 plans and the federal government's Thrift Savings. The catch-up contributions associated with 401(k)s are also higher.
Older Workers to Get ‘Super’ 401(k) CatchUp Contributions in 2025 The New York Times. That number includes a $23,500 contribution limit and a catch-up contribution of $11,250. New SECURE 2.0 Super 401(k) Catch-Up Contribution for Ages 60-63.
Retirement plans are changing in 2025 What to know ABC News. Section 109 of SECURE 2.0 increases the catch-up limit for individuals aged 60-63 to the greater of $10,000 or 150% of the regular catch-up limit ($11,250 for 2025) Kelley has over two decades of experience advising on.